Here is a quote from Consumer Affairs: “For the seventh year in a row, identity theft tops the Federal Trade Commission’s complaint list, accounting for 36 percent of the 674,354 complaints received between January 1 and December 31, 2006. ”
That is a startling statistic. And I bet that number will continue to grow as identity thieves get more and more savvy. Your identity is at risk each and every time you enter personal information online. But not online online, suppose you were one of the people who used a TJ. Maxx credit card in the past few years. Then someone takes a laptop out of the building and has it stolen along with thousands of credit card numbers and personal information.
Fighting to get your identity back is a difficult and lengthy process. However if you have life lock then you have people who will help you. The cost is a mere $110 a year per adult and $25 per child. With that you get piece of mind that you will be protected and helped.
The things that life lock does for you are things that you could do yourself. You could also change your oil every three months yourself but why do through the hassle. Do you want to call all the credit bureaus every 90 days to put fraud alerts on your accounts? How about trying to get off all those pre-approved for credit card lists? Man I get a bunch of those junk letters each day. They are really annoying.
What if your wallet gets stolen, major hassle there. Now you have to call all the credit card companies and document companies to get everything replaced. With life lock they help you take care of all of that. This just keeps sounding better and better.
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